How it works
With humm finance you can spread the cost of your purchase, not just for little things, but for big things as well!
How it works
With humm finance you can spread the cost of your purchase, not just for little things, but for big things as well!
APPLY NOW
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How it works
With humm finance you can spread the cost of your purchase, not just for little things, but for big things as well!
APPLY NOW
Previous slide
Next slide

How humm works

At humm, we’re transforming the financial landscape of Ireland. With a straightforward sign-up process, we offer flexible payment plans tailored to your needs. Our transparent fee structure ensures no hidden surprises, while our top-tier security measures guarantee safe transactions. Plus, our dedicated Irish-based team is always ready to assist, ensuring you experience seamless financing with a local touch.

KNOW WHAT YOU NEED TO APPLY

Documents Required

  • Be 18+
  • PPS Number & Address Proof
  • Be an Irish citizen or a permanent resident of Ireland
  • Earn a minimum taxable Income of €1500+ per month – joint / spouse account not acceptable
  • Have current debit / credit card
  • Have a good credit history

For more information visit our apply page

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*Fees, Terms and Conditions and minimum credit criteria apply. Subject to credit assessment and approval. humm is underwritten by FlexiFi Europe Limited, Company Number: 600124. Flexifi Europe Limited, trading as humm is regulated by the Central Bank of Ireland.

FEATURED HUMM IRELAND PARTNERS

GET UP AND HUMMING

1

Apply or login

You will be directed to the humm portal to login or apply. If approved you can use your limit to shop with humm.

2

Shop now online

Visit a humm retailer website, add your items to your shopping cart, click checkout.

If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.

(Note: You can not part pay online.)

3

Complete purchase

Ensure your total purchase is equal to or less than your approved amount.

Once you are logged in, follow the steps to complete a purchase.

1

Have a humm approval

Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.

If you do not have an approval, you will need to apply for before going in-store.

2

Shop with in-store humm retailers

Visit any humm retailer store.

At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.

3

Complete purchase

The store assistant will help you complete the process.

humm. Shop Little. Shop Big.

How humm Little things work

Shop beauty, fashion, homeware and more.

below €500
  • Buy ‘Little things’ no interest / no fee below €499.99 or less*
  • Pay 20% upfront and the balance over 4 fortnightly or 2 monthly instalments

*Excludes Tech Credit purchases.

How humm Big things work

Shop jewellery, appliances, tech and more.

up to €30,000
  • Big things allow you to spend up to €30,000 with payment options up to 6 years. Payment options vary and will be detailed on the purchase page depending on the amount and retailers.
*Excludes Tech Credit purchases.

A flexible way to pay.

Our rates and terms are flexible depending on the amount you need.

humm Ireland repayment icon

€80 - €499.99

Pay fortnightly or monthly.

humm Ireland repayment icon 2

€500 - €999.99

Pay over 6 -12 months.

humm Ireland repayment icon 3

€1000+

Pay over 24 - 72 months.

GET UP AND HUMMING